Call for articles

Call for Papers

Submission deadline: 24th January 2020

The Editor, Editorial Board and Publishers of Journal of Payments Strategy & Systems are welcoming the submission of articles on the following subjects for the next issue of the journal.  

  • The impact of stable coins and crypto-currencies on payments; should central banks issue a digital currency?what is the role of central banks? which instruments could they use, if stable coins gain market share? what would be the impact of stable coins on existing value chains in payments? would new value propositions arise for banks?

  • The longer term vision of open banking API-based value added services; what are the possible value added services? market acceptance of value added services? what is needed and what are the hurdles for such value added services?

  • The impact of PSD2 on online payments - Market impact of payment initiation services now and in the future

  • IoT payments - What are the major starting points for IoT payments (TV-payments, in-car-payments)?

  • Market concentration in the acquiring market and its impact on the payments value chain

  • Trust and AI-based security solutions

  • Why is innovation in consumer banking not reflected in corporate banking?
  • Adoption of The Clearing House’s Real-Time Payments by more financial institutions in the United States

  • The Federal Reserve’s development of FedNow, a real-time gross settlement system and service for US financial institutions

  • Expansion of the Zelle Network in the United States (Zelle supports faster P2P and some B2C payments across the US)

  • Growth of Same Day ACH usage in the United States

  • Conversational/voice-initiated payments (Amazon’s Alexa, Apple’s Siri, etc.)

  • China’s plans to launch a digital currency in 2020

  • Open banking in the U.S. – i.e. How are financial institutions and fintech companies developing/collaborating on APIs to enhance services for customers?

  • Impact of new EU regulations
  • How can banks reduce legacy operating costs to compete with new entrants?
  • Revenue sharing in collaborative platforms and ecosystems
  • What is the optimal mix between banks and fintechs in the payments architecture?
  • Financial market infrastructure and cyber-security: Resilience, prevention, detection, deflection and recovery
  • The evolution of merchant payments and mobile payments to enable financial inclusion
  • How to prevent mobile phone payment fraud
  • Limitations on the adoption of so-called "fast” B2B payments
  • Upgrading the payments infrastructure in developing nations – how should this be done?
  • Balancing customer experience with security and fraud controls
  • How might P2P providers disrupt the traditional banking system?
  • Developments in immediate payments
  • Achieving world-wide interoperability by implementing a common clearing & settlement process
  • Liquidity management and reporting
  • Role of RTGS in a world of 'Instant Payments'

Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, regulation, emerging issues and new thinking for the payments industry. It examines major issues facing the corporate, wholesale and retail payments industry from a business, risk and operational perspective.  As a peer-reviewed professional publication, the Journal is read by senior payments executives based at banks, credit card issuers, regulators, other financial institutions, service providers, vendors, consultants and treasurers.  Typically readers are departmental heads, VPs, SVPs, EVPs, Directors and Senior Managers in payments, product management, payments operations, transaction banking and cash management.

The copy deadline is 24th January 2020 and the following types of articles will be considered for publication:

Practice articles: Thought leadership pieces, regulatory updates, briefings, case studies and other contributions written by practitioners. Articles should be 2,000 to 5,000 words in length.

Research papers: Contributions which explore new models, theories and research in payments strategy and systems. The principal management implications of the submission should be included. Articles should be up to 6,000 words in length.

Manuscript submissions and enquiries should be submitted to the Publisher, Julie Kerry. Author guidelines, sample articles and other relevant information about the journal can be found here.