Volume 4 (2019-20)

Each volume of Journal of Digital Banking consists of four quarterly 100-page issues. The articles published so far in Volume 4 are listed below. Articles scheduled to be published in Volume 4 are available to view on the 'Forthcoming content' page.

Volume 4 Number 2

  • FinTech innovation: Revolutionary or evolutionary business model disruption?
    Ravi Bhalla, Head of Group Design Office, Lloyds Banking Group
  • Leveraging artificial intelligence and Big Data to unlock the potential in bespoke SME lending
    Sean Hunter, Chief Information Officer, OakNorth Analytical Intelligence
  • Discerning between hype and reality: common misconceptions regarding Blockchain
    Kelly Parkhurst, Senior Digital Product Manager, Corporate and Investment, Absa Group
  • Future-proofing the next generation of financial market infrastructures: The devil is in the data
    Kimmo Soramäki, Founder, CEO and Dave Sissens, Global Head of Financial Market Infrastructures, FNA
  • Open banking: Towards platform and modular banking
    Yvon Moysan, Master Digital Marketing and Innovation Academic Director, IESEG; CEO, Saint Germain Consulting and Margaux Rudnicki, Senior Consultant in digital transformation, Initio; member, Square Group
  • Digital banking is an important ingredient for the future of banking
    Muhammad Rafiq, Country Manager, JSC Subsidiary Bank NBP
  • A new era of private securities: Application of Blockchain in private capital markets infrastructure
    Ulyana Shtybel, Co-founder, Board Member, Vice President, HighCastle Technologies
  • Digital financial services uptake in Africa and its role in financial inclusion of women
    Lira Peter Sekantsi, Senior Analyst and Section Head of National Payment System Oversight and Risk Management, Central Bank of Lesotho
  • We need banks, but not only in banking: The case for user-centric platform propositions beyond financing
    Adem Kader, Strategy and Innovation Expert, PA Consulting

Volume 4 Number 1

  • The other digital enablers: How are regulators shaping the use of open APIs and the cloud globally, and what more can be done?
    Polina Evstifeeva, Head of Regulatory Strategy, Chief Digital Office, Deutsche Bank Global Transaction Banking
  • The impact of Blockchain on the transaction banking business model
    Silke Finken, Professor of International Management and Innovation, International School of Management and Dirk Finkemeyer, Strategy Consultant, Accenture Strategy Consulting
  • Achieving velocity in digital banking: Focusing on complexity reduction, cloud-first and AI-first solution design
    Kris Hansen, CTO, KOHO Financial
  • Stakeholder collaboration-led innovation is vital in achieving financial inclusivity
    Neil Harris, Chief Commercial Officer, Global Processing Services
  • The need for speed: A platform-based approach to digitisation
    Eli Rosner, Chief Product and Technology Officer, Finastra
  • Assessment of the mobile money sector development in Lesotho
    Lira Peter Sekantsi, Senior Analyst and Section Head of National Payment System Oversight and Risk Management, Central Bank of Lesotho
  • The digitalisation of payments in South-East Asia
    Molly Shea, SVP and GM, Global Money Transfer, Asia Pacific, Western Union
  • Central Bank digital currencies
    Lewis Sun, Regional Head of Product Management for Global Liquidity and Cash Management, Asia-Pacific, The Hongkong and Shanghai Banking Corporation Limited