Call for Papers

Call for Papers

Submission deadline: 31st March 2023

The Editor, Editorial Board and Publishers of Journal of Payments Strategy & Systems are welcoming the submission of articles on the following subjects for the next issue of the journal.  

The impact of stablecoins and crypto-currencies on payments
•  Should central banks issue a digital currency? What is the role of central banks? Which instruments could central banks use if stablecoins gain market share? What would be the impact of stable coins on existing value chains in payments? Would new value propositions arise for banks?
Trends in market developments
•  China’s plans to launch a digital currency
•  The longer-term vision of open banking API-based value-added services; what are the possible value-added services? Market acceptance of value-added services? What is needed and what are the hurdles for such value-added services?  
•  Market concentration in the acquiring market and its impact on the payments value chain
•  Expansion of the Zelle Network in the United States
•  Open banking in the US – how are financial institutions and fintech companies developing/collaborating on APIs to enhance services for customers?
•  Revenue sharing in collaborative platforms and ecosystems
•  What is the optimal mix between banks and fintechs in the payments architecture?
•  How might P2P providers disrupt the traditional banking system?
Trends in payment methods
•  The impact of PSD2 on online payments  
•  Market impact of payment initiation services now and in the future
•  IoT in payments - What are the major starting points for IoT payments (TV-payments, in-car-payments)?
•  Conversational/voice-initiated payments (Amazon’s Alexa, Apple’s Siri, etc.)  
Corporate payments and treasury management
•  Why is innovation in consumer banking not reflected in corporate banking?
•  Limitations on the adoption of so-called "fast” B2B payments
•  Liquidity management and reporting  

Payments operations and developments in payment services
•  Adoption of The Clearing House’s Real-Time Payments by more financial institutions in the US 
•  Growth of Same Day ACH usage in the United States 
•  How can banks reduce legacy operating costs to compete with new entrants? 
•  Achieving world-wide interoperability by implementing a common clearing & settlement process
Payment risk management
•  How to effectively tackle the operational risks in payment systems resulting from a pandemic
•  Trust and AI-based security solutions
•  Financial market infrastructure and cyber-security: Resilience, prevention, detection, deflection and recovery
•  How to prevent mobile phone payment fraud
•  Balancing customer experience with security and fraud controls
Real-time gross settlement
•  The Federal Reserve’s development of FedNow, a real-time gross settlement system and service for US financial institutions
Social impact of payments
•  The evolution of merchant payments and mobile payments to enable financial inclusion
•  Upgrading the payments infrastructure in developing nations – how should this be carried out?

Regulatory initiatives
•  Impact of new EU regulations in payments
About the Journal
Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, regulation, emerging issues and new thinking for the payments industry. It examines major issues facing the corporate, wholesale and retail payments industry from a business, risk and operational perspective.  As a peer-reviewed professional publication, the Journal is read by senior payments executives based at banks, credit card issuers, regulators, other financial institutions, service providers, vendors, consultants and treasurers. Typically readers are departmental heads, VPs, SVPs, EVPs, Directors and Senior Managers in payments, product management, payments operations, transaction banking and cash management.
Submission Guidelines:
The copy deadline is 31st March 2023 and the following types of articles will be considered for publication:

Practice articles: Thought leadership pieces, regulatory updates, briefings, case studies and other contributions written by practitioners. Articles should be 2,000 to 5,000 words in length.

Research papers: Contributions which explore new models, theories and research in payments strategy and systems. The principal management implications of the submission should be included. Articles should be up to 6,000 words in length.

Manuscript submissions and enquiries should be submitted to the Publisher, Julie Kerry

Author guidelines, sample articles and other relevant information about the journal can be found here.