Forthcoming content

A selection of articles scheduled for publication in Volume 11 of Journal of Payments Strategy & Systems – consisting of four quarterly 100-page issues, published in print and online – includes:

• Did the Target data breach change consumer assessments of payment card security?
  Claire Greene, payments analyst, and Joanna Stavins, senior economist and policy advisor, Consumer Payments Research Center, the Federal Reserve Bank of Boston
• Connecting the dots in e-Commerce payments, an interview with Ralf Ohlhausen
  Diederick Bruggink, Managing Director of Bruggink Consultancy and Ralf Ohlhausen, Business Development Director, PPRO Financial and a member of the European Central Bank’s Euro Retail Payments Board
• The Federal Reserve and faster payments: “Umbrella” or “Rails”?
  Ashish Lall, Associate Professor of Economics, National University of Singapore and Zsuzsanna Vári-Kovács, Research Analyst TPRC, Singapore
• The leakage of passwords from home banking sites: A threat to global cybersecurity?
  Rodrigo Ruiz, CTI Renato Archer, Campinas, Brazil et al
• The Future use of instant payments – Are we investing billions just to do mobile P2P?
  Michael Salmony, Executive Adviser, equensWorldline SE
• The future of payments: How FinTech players are accelerating customer-driven innovation in financial services
  Margaret Weichert, Principal, Financial Services, Ernst & Young LLP
• Fundamental competition and market practice impacts of real-time payments
  Harry Leinonen, Former Financial Controller, Ministry of Finance, Finland
• Digitalisation shapes the retail payment markets and poses also new challenges to authorities
  Kari Kemppainen, Senior Adviser Oversight of Market Infrastructure Division, Financial Stability and Statistics Department, Bank of Finland
• Innovation in payments and PSD2
  Jacqui Hatfield, Partner, Reed Smith
• Collaboration and the sharing of information help reduce payment transactions fraud
  Marco Doeland, Manager Risk Management, Dutch Payments Associations
• Evolving your payments business to meet the demands of a distributed economy
  Tyrone Canaday, Managing Director, Protiviti Financial Services IT Practice
• So I’m a victim.....but how? : Automated teller machine fraud victims typologies, victimization strategies and fraud prevention in Southwest Nigeria
  Adeniyi Oluwatosin, Department of Economics, University of Ibadan & Oludayo Tade, Department of Sociology, University of Ibadan
• Next generation payments: Alternative models or converging paths?
  Gene Neyer, Global Payment Product Leader, D&H
• Switching card transactions in Europe: An interview with Ernst Verbeek
  Diederick Bruggink, Managing Director of Bruggink Consultancy and Ernst Verbeek, Managing Director, Trionis
• Central bank money on blockchain – A payments perspective
  Jürgen Bott, Professor of Finance Management, University of Applied Sciences in Kaiserslautern and Udo Milkau, Chief Digital Officer, Transaction Banking, DZ BANK
• Demonetization for changing payment behaviour and building platforms
  Qasif Shahid, Head, Finja & Lubna Razaq, Consultant, FinSurgents PTE LTD
• The Middle East is ready for Alternative Finance. Are you ready for the ME?
  Manoj Karkhanis, CEO, Decimal Factor Limited
• Shifting the ticketing paradigm
  Laurent Cremer, Executive Director, OSPT Alliance
• Regulation and compliance in payments: An overview of the U.S.
  Liz Garner, Vice President, Merchant Advisory Group

A selection of articles scheduled for publication in Volume 10 of Journal of Payments Strategy & Systems – consisting of four quarterly 100-page issues, published in print and online – includes:

• Virtual currencies and distributed ledger technology: What is new under the sun and what is hyped repackaging?
  Harry Leinonen, PSS-Consultancy
• Towards a framework for the evaluation and design of distributed ledger technologies in banking and payments
  Jürgen Bott, University of Applied Sciences and Udo Milkau, Goethe University
• Payment and exchange transactions in shared ledgers
  Gideon Greenspan, Coin Sciences
• The emergence of virtual card payments: Data highlights changes in North American commercial payment practices
  Mahendra Gupta, Olin Business School, Richard J. Palmer, Harrison College of Business, James Brandt and Nathan Palmer, RPMG Research Corporation
• Directions in the development of the payment service market
  Tamerlan H. Rustamov, Central Bank of the Republic of Azerbaijan
• Lowering the cost of doing business in Africa: Leveraging the COMESA Regional Payments and Settlement System (REPSS)
  George Wilson Ssonko, Bank of Uganda
• Integration and modernisation of retail payments in Europe: Barriers and challenges
  Rui Pimentel, Head of the Payment Systems Analysis and Development Unit – Payment Systems Department, Bank of Portugal
• PSD2 ‘Access to account’: The digital transformation accelerator for banks
  Mounaim Cortet, Senior Strategy Consultant, Innopay, Tom Rijks, Digital Innovation and Co-creation Lead, Innopay and Shikko Nijland, Owner  and  Managing  Partner, Innopay
• From paper-based to electronic payments in the Pacific Islands: How and by How Much Would Tonga Benefit in the Transition Process?
  Holti Banka, University of Maryland, Carlo Corazza, Senior Payment Systems Expert, Financial Infrastructure and Inclusion Practice, World Bank and Balakrishnan Mahadevan, Payment System Development Group, World Bank
• Intraday risk management: It is about more than just liquidity
  Ashley Dowson, Chairman, The SEPA Consultancy
• Reducing card-not-present fraud using pre-approved transactions
  Diederik Bruggink, Associate Professor, Delft University of Technology and, Managing Director, Bruggink Consultancy
• Bitcoin and the possibility of it being mainstream
  Safari Kasiyanto, Tilburg Law and Economic Centre, Tilburg University, the Netherlands 
• The payment system benefits of high reserve balances
  James McAndrews, Director of Research, Federal Reserve Bank of New York and Alexander Kroeger, Research analyst, Federal Reserve Bank of New York’s Research and Statistics Group
• An assessment of Self-Service Technology (SST) on firm performance: A case study of a bank in Zimbabwe (2009-13)
  Reginald Mazana
• Interview - How FinTech is transforming the way money moves around the world, an interview with Mike Laven, CEO, The Currency Cloud
  Diederik Bruggink, Associate Professor, Delft University of Technology and, Managing Director, Bruggink Consultancy
• Towards ambient accountability in financial services: Shared ledgers, translucent transactions and the technological legacy of the great financial crisis
  David G.W. Birch, Consult Hyperion, Richard G. Brown, Executive Architect, Banking and Financial Markets, IBM and Salome Parulava, Consult Hyperion
• Distributed ledger in payments and banking
  Dr. Udo Milkau, Head of Strategy and Market Development, Transaction Banking, DZ BANK AG
• The e-money shared technology platform, Modelo Peru
  Milton Vega Bernal, Deputy Manager, Payments System, Central Bank of Peru
• Developing a new model for cost-effective direct access to Faster Payments
  Craig Tillotson, Chief Executive, Faster Payments Scheme Limited, and Chairman, Payment Systems Regulator Panel
• PSD2
  Bruno Fatier, Partner, Rosenblatt
• Standards: Evolution and interoperability
  Mario Reichel, Executive Board Member, EFIS
• Australian instant payments scheme 
  Susan Bray, General Counsel, Australian Payments Clearing Association
• Productization of payment analytics
  Linda Coven, Senior Analyst, Aite Group
• China’s international payments systems
  Catherine Baad, Senior Vice President, Bank of America

And a selection of just some of the peer-reviewed articles published in Volume 9 - also still available - includes:

• Cross-border payments systems: Regulation, innovation and the impact of new entrants
  Dominic Broom, Head of Treasury Services EMEA, BNY Mellon
• Planning for the deployment of ISO 20022 in the US payments arena
  Roy DeCicco, Managing Director and Industry Issues/Payment Systems Strategies Executive, JPMorgan Chase
• Social networks - a game-changer for e-money? Will they monetize the payments industry?
  Philippe Caluwaerts, Policy Officer, Audit and Credit Rating Agencies Unit, Financial Stability, Financial Services and Capital Markets Union Directorate General, European Commission
• Remaining barriers to the integration and modernisation of retail payments in Europe and steps required for their removal 
  Rui Pimentel, Head of Unit, Payment Systems Department, Bank of Portugal
• How comprehensive is financial inclusion in India?
  A.P. Hota, Managing Director and CEO, National Payments Corporation of India
• Electronic invoicing and CBILL service: Lesson learned from the Italian finance industry
  Liliana Fratini Passi, CEO, Consorzio CBI
• The Russian payments market and the national system for card payments: An interview with Maria Mikhaylova, Executive Director, the Russian National Payment Council Association
  Diederik Bruggink, Managing Director, Bruggink Consultancy
• ISO 20022 and real-time domestic payments
  Stephen Lindsay, Head, Standards Department, SWIFT 
• The need for capacity building in the payments industry 
  Arif Ismail, Head, Strategy, Research and Communication, Payments Association of South Africa
• Faster Payments on CHAPS and the positioning of RTGS systems versus real-time payment schemes
  Mark Hale, Director of Business and Operations, CHAPS
• Payments from a cooperative bank’s perspective: SEPA and beyond
  Gregor Roth, Executive Officer and Global Head of Operations/Services and Udo Milkau, Head of Strategy and Market Development in Operations/Services, DZ Bank
• Payments innovations and trends in the Gulf Cooperation Council
  Paolo Zambonini, EVP, Products and Innovation, Network International
• Towards an international payments system in China: CHIPS or Chaps?
  Carlo R.W. de Meijer, Economist and Senior Researcher and Janet Ming, Head of China Desk, EMEA, Royal Bank of Scotland