Volume 10 (2016)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 10 are:

Volume 10 Number 4 (Winter 2016)

Special issue: Retail payments in Latin America and Spain

• Editorial: Recent developments and issues in retail payments in Latin America and Spain
  Joaquin Bernal, Central Bank of Colombia
• The recent law on e-money and financial inclusion in Colombia and the regulatory role of the central bank
  Joaquin Bernal, Central Bank of Colombia
• Moral suasion and legal enforcement in the reform of retail payments in Brazil
  Breno Santana Lobo, Central Bank of Brazil
• Retail payments innovations in Peru: Modelo Peru and financial inclusion
  Milton Vega Bernal, Central Bank of Peru
• I want it and I want it now! An initial approach to the Spanish instant payments solution
  Francisco Linares, Banco de España
• Factors impeding the use of electronic payment instruments in emerging economies: The case of Colombia
  Carlos A. Arango-Arango and Nicolás F. Suárez-Ariza, Central Bank of Colombia
• Identity and verification in the digital age: Where we are today and what
  the future could hold
  David Poole, MYPINPAD
• Faster payments systems gaining speed in the USA: Expanding scope of services
  Laura Listwan and Adam Kruis, US Bank
• Success factors for the deployment of financial technology: An interview with Eric Mouilleron
  Diederik Bruggink, Bruggink Consultancy and Eric Mouilleron, Bankable

Volume 10 Number 3 (Autumn 2016)

• Editorial
  Alec Nacamuli, IBM
• Interview
  The Turkish payment market and its specifics: An interview with Soner Canko
  Diederik Bruggink, Bruggink Consultancy & Soner Canko, Bankalararasi Kart Merkezi
• Papers
• Request for payment: Building block for payments transformation
  Steve Ledford & Michael J. Thomas, The Clearing House
• Cashless society — really?
  Eric de Putter, PAYMINT AG
• Paying in 2025: Scenarios for payment systems in Germany in 2025
  Gerd Cimiotti & Christina Nadine Dahl, SRC Security Research & Consulting
• Digital privacy: A conceptual framework for business
  James C. Rice, MoneyGram International & Fiona Sussan, University of Phoenix
• Real-time retail payments systems or faster payments: A quick framework for decision making
  Mahadevan Balakrishnan, World Bank
• Unified Payments Interface in India: Revolution in the making
  A. P. Hota, National Payments Corporation of India
• Payments systems trends in Japan: Blueprints for the next-generation Zengin system
  Eiichiro Yanagawa, Celent
• Exploring the use of digital currencies as a form of payment in Barbados
  Anthony Wood, University of the West Indies & Runako Brathwaite, Central Bank of Barbados

Volume 10 Number 2 (Summer 2016)

Special issue: Shared ledger technologies and opportunities

• Editorial
  Dave Birch, Director of Innovation, Consult Hyperion
• Papers: Shared Ledger Techologies and Opportunities
• Towards ambient accountability in financial services: Shared ledgers, translucent transactions and the technological legacy of the great financial crisis
  David Birch, Director of Innovation, Consult Hyperion, Richard G. Brown, Head of Technology, R3CEV & Salome Parulava, Consultant, Consult Hyperion
• Virtual currencies and distributed ledger technology: What is new under the sun and what is hyped repackaging?
  Harry Leinonen, PSS-Consultancy
• Towards a framework for the evaluation and design of distributed ledger technologies in banking and payments
  Jürgen Bott, Professor of Finance Management, University of Applied Sciences in Kaiserslautern & Udo Milkau, Head of Strategy and Market Development, DZ BANK
• Payment and exchange transactions in shared ledgers
  Gideon Greenspan, Founder and CEO, Coin Sciences Ltd.
• Papers: Payments Strategy & Systems
• Directions in the development of the payment service market
  Tamerlan H. Rustamov, Senior specialist, Payment Systems and Settlements Department, Central Bank of the Republic of Azerbaijan
• The emergence of virtual card payments: Data highlights changes in North American commercial payment practices
  Mahendra Gupta, Virgil Professor of Accounting and Management, Olin Business School at Washington University in St Louis, Richard J. Palmer, Professor of accounting and Copper Dome Faculty Research Fellow, Southeast Missouri State University, James Brandt, Senior research analyst, RPMG Research Corporation & Nathan Palmer, Senior Research Analyst, RPMG Research Corporation
• Lowering the cost of doing business in Africa: Leveraging the COMESA Regional Payments
  David Froud, SkyParlour, George Wilson Ssonko, Principal Economist, Bank of Uganda and David Humphrey, Department of Finance, Florida State University
• Developing a new model for cost-effective direct access to Faster Payments
  Craig Tillotson, Chief Executive, Faster Payments Scheme Limited

Volume 10 Number 1

• Editorial: Digital financial inclusion
  Alec Nacamuli, Editor
• Interview
• How FinTech is transforming the way money moves around the world: An interview with Mike Laven
  Diederik Bruggink, Bruggink Consultancy
• Papers
• PSD2: The digital transformation accelerator for banks
  Mounaim Cortet, Tom Rijks and Shikko Nijland, Innopay
• Bitcoin’s potential for going mainstream
  Safari Kasiyanto, Tilburg University
• Intraday risk management: It is about more than just liquidity
  Ashley Dowson, Chairman of The SEPA Consultancy
• Reducing card-not-present fraud using pre-approved transactions
  Johan Pouwelse, Delft University of Technology and Diederik Bruggink, Bruggink Consultancy
• Integration and modernisation of retail payments in Europe: Barriers and challenges
  Rui Pimentel, Bank of Portugal
• The payment system benefits of high reserve balances
  James McAndrews and Alexander Kroeger, Federal Reserve Bank of New York
• From paper-based to electronic payments in the Pacific Islands: How and by how much would Tonga benefit in the transition process?
  Holti Banka, University of Maryland, Carlo Corazza, World Bank and Balakrishnan Mahadevan, World Bank
• An assessment of the impact of self-service technology (SST) on firm performance: 96–112: A case study of bank in Zimbabwe (2009–13)
  Reginald Mazana, University of Zimbabwe, Taurayi Rupere, University of Zimbabwe,  and Gabriel Kabanda, Open University of Zimbabwe