Volume 8 (2014)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 8 were:

Volume 8 Number 4 - Special issue on the future of retail payments in Europe

  • Editorial: The changing landscape of retail payments in Europe
    Daniela Russo, Director General, Payments and Markets Infrastructure, European Central Bank
  • The revised Payment Services Directive and the price of convenience: Who’s taking the bill?
    Javier Santamaría, Chair, European Payments Council and Senior Vice President, Banco Santander
  • SEPA card clearing as an open standard for card processing in the euro area
    Heike Winter, Director, Policy Issues, Retail Payments, Marcus Hartel, Senior Payments Expert and Johannes Klocke, Senior Expert, Retail Payments, Deutsche Bundesbank
  • The role of virtual currency schemes in the modernisation of retail payments 
    Iddo de Jong, Senior Expert, DG Market Infrastructure & Payments, European Central Bank
  • Paying abroad as you pay at home: The impact of SEPA on Dutch cross-border retail payments
    Mirjam Plooij, Policy Advisor, Payment Systems Policy Department, De Nederlandsche Bank 
  • SEPA for corporates: On the path of cross-border harmonisation
    Ruth Wandhofer, Global Head of Regulatory and Market Strategy, Treasury and Trade Solutions, Citi
  • Taking the SEPA journey: From fragmentation to EU-wide payments
    Erik Nooteboom, Head, Retail Financial Services and Payments Unit, DG Financial Stability, Financial Services and Capital Markets Union, European Commission
  • Links between retail payment systems in the EU: A call for standardisation
    Saso Crnugelj, Advisor, Payment and Settlement Systems Department, Bank of Slovenia
  • Promoting efficient retail payments in Europe
    Iftekhar Hasan, E. Gerald Corrigan Professor of Finance, Fordham University, Emmi Martikainen, Senior Research Officer, Finnish Competition and Consumer Authority and Tuomas Takalo, Senior Adviser, Bank of Finland
  • The competition-cooperation nexus in European retail payment markets: A network industry perspective
    Kari Kemppainen, Senior Economist, Bank of Finland


Volume 8 Number 3 - special issue on mobile payments

  • Guest editorial: A global view of mobile payments - read now free of charge
    Ron van Wezel, Former Director and Global Head of Emerging Payment Streams, Deutsche Bank, Honorary Director and Former Chairman, Mobey Forum
  • Shifting the spotlight on mobile payments in emerging markets
    Gautam Jain, Global Head of Client Access, Transaction Banking, Standard Chartered
  • M-commerce: Building the opportunity for banks
    Will Jones, President, EMEA, Monitise
  • The prepaid mobile wallet: A powerful product for an impatient ecosystem
    Amir Tabakovic, Head of Market Development, PostFinance, Board Director and Chairman of Mobile Wallet Workgroup, Mobey Forum
  • Mobile wallets and current accounts: Friends or foes?
    Jürgen Bott, Professor, Finance Management, University of Applied Sciences in Kaiserslautern and Udo Milkau, Head of Strategy and Market Development, Operations/Services, DZ Bank
  • The impact of smartphones on the international remittance market
    Matt Harris, Managing Director and Jordan Bettman, Principal, Bain Capital Ventures
  • The successes and technical challenges of mobile financial services in emerging markets
    Ludwig Schulze, CEO, Mistral Mobile
  • Mobile payment innovation in The Arabian Gulf
    Paolo Zambonini, EVP, Products and Innovation, Network International and Samee Zafar, Director, Edgar, Dunn & Company
  • E-cash and virtual currency as alternative payment methods
    Claire Greene, Payments Analyst and Oz Shy, Senior Economist, Consumer Payments Research Center, Federal Reserve Bank of Boston
  • Mobile banking strategy – The e-payment market and opportunities in the ASEAN Economic Community
    Jarunee Wonglimpiyarat, College of Innovation, Thammasat University


Volume 8 Number 2

  • Lessons learned from 24/7 payments operations
    Gene Neyer, SVP, Product Management, Fundtech
  • Maximising the expected benefits from financial infrastructure integration: The Guidelines for the Successful Regional Integration of Financial Infrastructures
    Massimo Cirasino, Head, Payment Systems Development Group, Jose Antonio Garcia, Senior Advisor, Financial Infrastructure, The World Bank and Gertrude Tumpel-Gugerell, Consultant, Austrian Institute of Economic Research
  • Why banks should embrace open access to accounts
    Michael Salmony, Executive Adviser, Equens
  • The implications of Legal Entity Identifiers for payments systems
    Paul Janssens, LEI Programme Director, SWIFT
  • Payments in the Middle East and Africa: An overview and review of implications for corporates operating in the region
    Murali Subramanian, EVP and Transaction Banking Head, Abu Dhabi Commercial Bank
  • E-commerce as the new normal
    Robert Kraal, Robert Kraal, Head of Global Acquiring and Processing, Adyen
  • The European Commission proposals on card payments: A significant shift in business terms
    Peter Jones, Director, Payment Systems Europe
  • Payment systems trends in Japan: The next generation Bank of Japan Financial Network System
    Eiichiro Yanagawa, Senior Analyst, Asian Financial Services Group, Celent


Volume 8 Number 1

  • Five cloud essentials for the boardroom: What payments executives need to know about cloud computing
    David Zimmerman, Global Solutions Executive & Worldwide Cloud Leader, Banking & Financial Markets, IBM
  • Trends in consumer payment fraud: A call for consistent strong authentication across all consumer payments
    Gerd Cimiotti, Managing Director, SRC Security Research & Consulting and Toni Merschen, Principal, Toni Merschen Consulting
  • What the European payments industry needs now
    Bruno Fatier, Counsel, Clifford Chance
  • Modernising payment systems: Examination of the new regulatory framework in Azerbaijan
    Tamerlan H. Rustamov, Payment Specialist, Central Bank of the Republic of Azerbaijan
  • Standardisation: An essential condition for efficient payment services
    Gerard Hartsink, Chair of the Board, CLS Group
  • Access, acceptance and use of payment instruments in Colombia
    Constanza Martinez, Expert Professional, Financial Infrastructure Oversight Department, Central Bank of Colombia
  • Responding to organised payment card compromise and subsequent fraud
    Brian Hay, Head of Fraud and Cyber Crime Group, Queensland Police Service and Julianne Webster, Adjunct Research Fellow, School of Criminology and Criminal Justice, Griffith University
  • Who pays more to use cash?
    Benjamin D. Mazzotta, Postdoctoral Research Fellow and Bhaskar Chakravorti, Senior Associate Dean of International Business & Finance, Tufts University