Volume 4 (2009-10)

Each volume of Journal of Payments Strategy & Systems consists of four quarterly 100-page issues. The articles published in Volume 4 were:

Volume 4 Number 4

  • Payments risk: The fourth pillar of risk
    Colin Klipin, Senior Advisor, Global Payments, IBM
  • Who will be the winners and losers in the battle for mobile payments market share?
    Olivier Cognet, VP of Strategy, Product & Market Development, Nokia Mobile Financial Services
  • E-invoicing in Europe: Now and the future
    Michael Salmony, Executive Adviser to the Board, Equens and Bo Harald, Head of Executive Advisors, Tieto
  • How will cloud technologies change business practices in transaction banking?
    Jeanne Capachin, VP, Research, Financial Insights
  • Three keys to M-PESA’s success: Branding, channel management and pricing
    Ignacio Mas, Deputy Director and Amolo Ng’weno, Deputy Director, Financial Services for the Poor Program, Bill & Melinda Gates Foundation
  • Innovation strategies for managing payments business in Europe
    Rajesh Mehta, Head of Treasury and Trade Solutions, EMEA and Ebru Pakan, Head of Payment Products, EMEA, Citi
  • The under-served biller market:  Identifying and serving the hidden market in c-to-b bill payments
    Patricia Hewitt Director, Debit Advisory Service, Mercator Advisory Group
  • Towards the end of the SEPA end-date debate?
    Carlo de Meijer, Senior Researcher, Market Infrastructure, RBS

Volume 4 Number 3

  • Creating order out of chaos: Does the new market landscape created by the banking crisis strengthen the case for SEPA?
    Fred Bär, Director of Euro Services and Channels, VocaLink
  • Understanding the key drivers of e-invoicing
    Philippe Caluwaerts, DG Internal Market and Services, European Commission
  • Getting back to basics: The renewed appeal of global transaction services and how to capture its benefits
    Bertrand Lavayssière, Managing Director, Global Financial Services and Christophe Vergne, Leader, Payments Center of Excellence, Capgemini
  • Liquidity saving in real-time gross settlement systems: An overview
    Ben Norman, Financial Resilience Division, Bank of England
  • PC-based ACH origination: Dinosaur or niche application?
    Gregory Rettinger, AVP and ACH Product Manager, US Bank
  • A new paradigm in payments: The strengths of networks
    Udo Milkau, Head of Strategy, Market Development and Controlling, DZ Bank
  • The Single Euro Cash Area: Towards a cost-efficient European cash cycle
    Carlo de Meijer, Senior Researcher, Market Infrastructure, RBS
  • Direct access to payment service providers by businesses and organisations in Europe
    Bob Larkham, Head of Payment Industry Relations, Albany Software

Volume 4 Number 2

  • Transparent price competition or two-sided subsidisation in card payments? Is there a need for a more efficient business model for the card industry?
    Harry Leinonen, Adviser to the Board, Bank of Finland
  • The internal market for payments: Unfulfilled promise or key to a truly efficient European payments market?
    Marc Temmerman, EVP, SEPA, Visa Europe
  • Investing in IT for your payments infrastructure: How to identify the areas that need it most and the options available
    Eric Campbell, CTO, Bottomline Technologies
  • Overcoming barriers to reaching unbanked communities
    Sergio De Sousa, Payment System Analyst, Banking Supervision, Bank of Namibia
  • Fraud dynamics in the card payments industry: A global review
    Toni Merschen, former Group Head, Chip, MasterCard
  • Key technology drivers in payments and transaction banking
    Jonathan Williams, Director, Product Development and Strategy, Experian and Guy Moons, Senior Business Consultant, Clear2Pay
  • Time for bold moves in transaction banking
    Andrés Bernad, Financial Services Division, Senior Manager, Accenture
  • Does India need a cheque truncation system?
    Mahadevan Balakrishnan, SVP and Chief Technology Officer, Development Credit Bank

Volume 4 Number 1

  • You can’t get there from here: The role of the installed base in payment system adoption
    Gottfried Leibbrandt, Head of Marketing, SWIFT
  • Strategic innovation in payments systems: What are the next big things?
    Renzo Vanetti, Chief Executive Officer, SIA-SSB
  • Innovation drivers and barriers: Implications for innovators, imitators and regulators
    Lance Blockley, Managing Director and Kathleen McDowell, Manager, Edgar, Dunn & Company
  • The value of standardisation for public administration services: The Italian corporate banking experience
    Liliana Fratini Passi, General Secretary, CBI Consortium
  • Moving to e-payments: Best practices for US middle market companies Part II —Collections
    Linda Coven, Head of Online Banking Solutions Channel Management, Silicon Valley Bank
  • Payment Services Act: The new Japanese regulatory framework for payment services
    Takeshi Mori, Deputy Head, Payment Policy Section, Payment and Settlement Systems Department, Bank of Japan and Yasufumi Takahashi, Director, Financial System Stabilization Division, Minister’s Secretariat, Ministry of Finance
  • The deputisation of the US payments industry
    David Teitelbaum, Partner and Gretchen Lamberg, Associate, Sidley Austin
  • Public administrations and SEPA: A win–win situation
    Carlo de Meijer, Senior Researcher for Market Infrastructures, RBS and Friso Spinhoven, Programme Manager, SEPA, Dutch Ministry of Finance