Journal of Payments Strategy & Systems

Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, emerging issues and new thinking in how to develop a profitable, customer-focused payments strategy. It examines major issues facing the corporate, wholesale and retail payments industry from a business, risk and operational perspective.

Edited by respected payments and identity expert Gerard Hartsink and guided by an eminent Editorial Board, each quarterly 100-page issue provides practical, detailed analysis of developments and trends in the payments business, regulation, new entrants and technologies and how to bring them all together to define your payments strategy, as well as actionable advice and ‘lessons learned’ from fellow professionals on how payment processing systems can be leveraged to maximise profitability, security and efficiency and minimise risk. It contains no advertising and no advertorial.

Journal of Payments Strategy & Systems and all the Banking and Finance Journals are available to view here: Henry Stewart Publications Business & Finance Journal Collection

Journal of Payments Strategy & Systems is listed and indexed in Scopus and Cabell's Directories of Publishing Opportunities.

Journal of Payments Strategy & Systems is abstracted and indexed in the Research Papers in Economics (RePEc) database IDEAS

Each issue publishes provocative thought-leadership and detailed advice on key issues including:

Market developments and payment strategy

Trends in payments markets
What has been gained so far and what needs to be solved
Payments modernisation
Developments in regional cooperation models (and links to global systems)
Evolving payment market structure
Role (and licensing) of non-banks as Payment Service Provider (PSP)
Developing a profitable enterprise payments strategy
Payments product management: Balancing competition and cooperation
New entrants and their challenge to the payments market
Developments in industry standards (ISO, EMV etc.)

Trends in payment methods and services

Trends in payments methods
Mobile and e-payments
Developments in cross-border payments
Correspondent banking (and its alternatives)
The role of data in payment messages (for many stakeholders)
New payment technologies
The use of AI for payments functions
Trade ecosystems and links to payments services
Value-added services
e-invoicing services
Identity and authentication services

Faster payments

Value-added for consumers and/or businesses
Regulatory developments
Economic models
Impact on rulebooks
Connection of FP schemes for cross-border payments

Central Bank Digital Currencies etc.

Retail Central Bank Digital Currency payments
Developments with non-fiat currencies (stable coins etc.)

Merchant payments

Developments in cards payments for POS and webshops
Online payments for (global) web merchants
Developments in vending machine payments
Interchange arrangement models
Developments in cash payments (and co-existence with non-cash payments)
Replacing banknotes, coins and cheques

Real Time Gross Settlement Systems and settlement methods

Payments sovereignty
(New) RTGS policies of central banks
Independence of central banks as RTGS operator
Settlement methods and their features such as finality
Central bank settlement services
Settlement of retail payments
Settlement of the payments legs of securities transactions
Settlement of forex transactions
Settlement of wholesale CBDC

Corporate payments and treasury management

Financial supply chain management
Cash - , currency - and liquidity management
Payments data for reconciliation purposes
Government payments (tax, social benefits, subsidies)

Payments platforms

Changing processing models

Payments operations

Reducing payment processing costs
Outsourcing or not?
Replacement of legacy systems?

Payment risk management and compliance

Risk governance and risk culture
Fraud management
Cyber security management
AML-CFT management
Counterparty risk management
Management of sanctions risks

Social impact of payments

Payment policies to foster financial inclusion
Workers' remittances
Contribution of payments policies to the UN Sustainability Development Goals
Impact of ESG principles on the actors in the payments industry

Regulatory initiatives impacting the payments market

What are the current and future regulatory expectations?
Importance of payments in a global landscape
Consumer protection
Follow up FSB cross-border roadmap recommendations
Identity regulation (legal entities and natural persons such as eIDAS 2.0)
Competition law
FATF principles
IPR

As such, each 100-page issue of Journal of Payments Strategy & Systems publishes:

Detailed, practical guidance on developing payments strategy – authoritative articles analysing best practice, emerging issues and new thinking in how to develop a profitable, customer-focused payments strategy, written by leading payments experts. Each offers the latest thinking in payments strategy and product development.

Market reviews – learn about emerging opportunities, trends, developments, new entrants and technologies in corporate, retail and wholesale markets for payments - as well as what is happening in other country's payments industries – and how to apply this to your payments strategy and payment processing.

Case studies on managing business, risk and operational issues – ‘how-to’ actionable advice from payments experts at financial institutions detailing their practical experience and lessons learned in managing payment systems.

Central bank and regulator views – the latest thinking on security, efficiency and how payments systems can enhance financial sector stability, as well as how legal and regulatory changes create new business opportunities.

Essential reference-quality material for:

CEOs, CFOs, COOs, CTOs and CIOs with staff accountable for payments
Suppliers of payment services
Payment strategists
Transaction banking managers
Card managers
Product managers
Treasury and liquidity managers
Correspondent banking managers
Operation and service managers
IT managers
Risk and compliance managers
Buyers of payment services
Corporate treasurers
Treasurers of government agencies
Cash managers
Invoice managers
Web retailer managers
Payment, card and identity schemes
Scheme managers
Legal counsels
Standards experts
Market infrastructures
Clearing house and settlement experts
Payments and card network experts
Central banks
Market infrastructure specialists
RTGS managers
Collateral managers
Oversight managers
Service providers
Consultants
Auditors
Third party processors
Vendors of technology
Industry associations with members interested in payments
Academic institutions and business schools (Professors, lecturers, researchers and students with an interest in payments)